Does travel insurance cover holiday illness?

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Does travel insurance cover holiday illness?

Travel insurance is a must for anyone heading abroad to protect you in the event that you need emergency medical cover or your luggage is lost or stolen. But will your travel insurance cover a holiday illness?

If you are unfortunate to suffer an illness on holiday, you should be able to use your travel insurance to recover medical costs you have forced to pay out for.

However if your illness was caused by poor food or hygiene standards within a package holiday hotel, you could be entitled to bring a claim for compensation against your tour operator.

Do you have a legal right to make a claim?

If you have fallen ill on a holiday that was booked as a package in the last 3 years, you will be protected by the Package Travel Regulations 1992.

This means that you could not only receive compensation for the medical treatment you have received but for the illness you have suffered and any loss of enjoyment of your holiday.

Do you still need travel insurance to make a claim?

When bringing a claim under the Package Travel Regulations, it is recommended that you take After the Event Insurance.

This is there to protect you in the unlikely event that your claim is unsuccessful, meaning that you will pay nothing at all after the claim.

You will only be required to pay for the insurance at the end of your claim if the claim is successful.

How much does it cost?

When making a claim with YourHolidayClaims, the cost of After the Event Insurance is normally just £65. This will simply be deducted from the compensation you receive, so you don’t need to worry about making the payment.

In cases where there claim may be higher risk, for instance if court proceedings may need to be issued, the cost of the insurance may be slightly higher. The maximum cost of After the Event Insurance is £425.

Get the advice you need from YourHolidayClaims

Here at YourHolidayClaims, our dedicated solicitors will answer any questions you may have on the process of making a holiday illness claim.

If you’d like to talk to one of our legal experts, you can call us now on 0330 100 2851.

Or, if you’re unable to talk to us right now, you can arrange a call back by completing our online holiday illness enquiry form.

Get in touch with one of our team

If you would like more information on how to make a claim for holiday illness, or would like some advice to determine if you could have a successful claim, speak to our team of professional experts who cover a wide range of legal matters, from loss of income due to holiday illness to serious injury claims. Contact us today on 0330 100 2851.

Book your call with one of our holiday claims experts
If you or any members of your family have fallen ill on holiday in the last 3 years, or been involved in an accident abroad, you may be entitled to compensation and we are here to help.

So start the process today by calling our holiday claims experts on 0330 100 2851, or simply complete the online contact form below to arrange a quick call-back. We look forward to helping you.
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Comments from our happy clients

Trevor and I would like to take this opportunity to thank you and your team who helped us in our successful claim. It is such a relief to be able to now put this behind us. Many thanks for all your hard work and for all you have done for us.
Bryonie and Trevor Price
I would like to thank Anne Thomson for all her help, understanding and patience throughout my claim.
Jacqui Taylor
Following my family becoming ill on holiday and my 2 year old daughter becoming particularly unwell, I contacted Anne at Your Holiday Claims from an internet search to see what I could do in regards to bringing this to my holiday company’s attention.
Emma Sheridan
I would like to thank Tracy Stansfield for the work she has carried out for me and assisting me in getting justice against the tour operator.
Dave Robertson
Having never thought to have contacted a solicitor to pursue a claim for compensation before, I am glad that I instructed Your Holiday Claims to deal with my claim following a holiday illness I suffered during my stay in Egypt.
Christopher Whitwell
We are very happy with the outcome of our case, especially as we were not offered anything from the tour operator we had booked our holiday with.
Dianne Cherry
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Does travel insurance cover holiday illness?
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