Travel insurance is a must for anyone heading abroad to protect you in the event that you need emergency medical cover or your luggage is lost or stolen. But will your travel insurance cover a holiday illness?
If you are unfortunate to suffer an illness on holiday, you should be able to use your travel insurance to recover medical costs you have forced to pay out for.
However if your illness was caused by poor food or hygiene standards within a package holiday hotel, you could be entitled to bring a claim for compensation against your tour operator.
Do you have a legal right to make a claim?
If you have fallen ill on a holiday that was booked as a package in the last 3 years, you will be protected by the Package Travel Regulations 1992.
This means that you could not only receive compensation for the medical treatment you have received but for the illness you have suffered and any loss of enjoyment of your holiday.
Do you still need travel insurance to make a claim?
When bringing a claim under the Package Travel Regulations, it is recommended that you take After the Event Insurance.
This is there to protect you in the unlikely event that your claim is unsuccessful, meaning that you will pay nothing at all after the claim.
You will only be required to pay for the insurance at the end of your claim if the claim is successful.
How much does it cost?
When making a claim with YourHolidayClaims, the cost of After the Event Insurance is normally just £65. This will simply be deducted from the compensation you receive, so you don’t need to worry about making the payment.
In cases where there claim may be higher risk, for instance if court proceedings may need to be issued, the cost of the insurance may be slightly higher. The maximum cost of After the Event Insurance is £425.
Get the advice you need from YourHolidayClaims
Here at YourHolidayClaims, our dedicated solicitors will answer any questions you may have on the process of making a holiday illness claim.
If you’d like to talk to one of our legal experts, you can call us now on 0330 100 2851.
Or, if you’re unable to talk to us right now, you can arrange a call back by completing our online holiday illness enquiry form.